getting the most out of r/ausfinance

Purpose of r/ausfinance

r/ausfinance is a place to learn about personal finance in the Australian context. We discuss budgeting, saving, getting out of debt, investing, and saving for retirement. Our community is focused on financial education and helping each other along the way. Please read the sidebar and observe sub rules when posting.

Learn about personal finance: budgeting, saving, getting out of debt, investing, and saving for retirement. Our community is focused on financial education and helping each other along the way. Please read the sidebar and observe sub rules when posting.

r/ausfinance is actively moderated.

Subreddit Rules

Our rules can be found at r/AusFinance/about/rules

How to get the most out of this subreddit

Posts and questions should be written after checking our sidebar and FAQs, as your questions may have already been asked and answered.

These FAQs also contain step by step guides for getting started in personal finance, written by the users and moderators of r/ausfinance.

Follow the rules. As with all subreddits, you need to observe the sub rules when posting and commenting.

Posts should be clear, concise, on-topic, and substantive. You should include all the relevant information that will help others answer your question.

Your post should consist of more than just the title text, and be formatted using paragraphs (press enter twice), rather than just a “wall of text”.

If you are seeking legal advice, please contact a lawyer. r/auslaw can help you determine if you need to contact a lawyer. Posts asking for legal advice are not appropriate for r/ausfinance.

Blog posts and news articles

If you want to discuss your own content, you should copy the entire blog post into the r/ausfinance submission box. You may include the name of your blog and a discreet hyperlink (i.e. no hyperlinks with “CLICK ME” or “Visit my blog here”). The idea is that our users should not have to visit your site in order to discuss your content.

If you want to discuss someone else’s content, you should include two things in your submission. First, quote the relevant section of the content. Second, describe why you think it is interesting, what questions it brought to mind, or what specific aspect you would like to discuss. Including a discreet hyperlink so commenters can have full context is OK.

Answering/Commenting

Sources are highly encouraged in all answers given in r/ausfinance.

A good answer will be supported by relevant and reliable sources. Primary sources are good. Wikipedia is OK. They are often useful for checking dates and facts, but not as good for interpretation and analysis. Keep in mind that Wikipedia articles are open to random vandalism and can contain factual errors; therefore, please double-check anything you cite from Wikipedia.

Here is a helpful guide to providing in-line citations using tooltips.

Try to write an in-depth answer

An in-depth answer gives context to the events being discussed so that someone unfamiliar with the area can understand. An in-depth answer is usually more than a sentence or two. Use a mix of context, explanation, sources, and quotations in your answer. Being able to use Google to find an article that seems related to the question does not magically make you an expert.

Moderation

Please refer to the rules and report reasons for a (non-exhaustive) list of reasons your post may be removed and you may be banned.

Moderators may:

1. Post a reminder of the rules, asking a user to shift their tone, improve their posting style, or provide sources for their claims – but without any suggestion that the matter is especially severe.

2. Issue a formal warning for a serious infraction or for persistently breaking the rules. These will be marked by a serious, declarative command, e.g. “Do not post like this again.” Continuing to break the rules after a formal warning will likely result in a ban.

3. Ban a user from the subreddit.

It’s fine to ask why warnings or reminders have been handed out as long as you remain courteous. However if you have a serious disagreement with the subreddit’s moderation then you should message the moderators.

Appeals

If one of your comments has been wrongfully deleted, or if you feel you have been wrongfully banned, you can message the moderators and explain your situation.

Questions regarding these rules should be directed to the moderators.